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The Best International Money Transfer Apps with Free Options 💷

Nowadays, individual users and companies may experience some difficulties while making international money transfer online. As a result, most people prefer making SWIFT transfers through their banks or using Western Union-style traditional money transfer systems, but these services have begun to get high commissions with the awareness of the demand.

Some people also prefer using crypto money applications for their money transfers, but this is a bit problematic due to the countries’ attitudes toward crypto money. At this point, many local and international fin-tech enterprises have emerged in order to solve the problems in international money transfers.

In this article, we want to facilitate international money transfers by explaining both traditional methods and applications. If you are making international money transfers and losing money due to high commissions in foreign currency, we recommend you try these methods.

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There are a few things to consider when choosing a money transfer app. First, you need to think about how much money you’re sending and where you’re sending it. Because some apps may have better rates for certain countries or currencies.

There are various applications for transferring money internationally. It may be a little difficult to select one of them. However, it is worth noting that some have unique features. By determining which features are significant, you can easily choose the application that best meets your needs.

In addition, we have included Kuponigo‘s current campaigns and discounts under each application. For more information, you can visit the “Money and Finance” section on our website.


International money transfer with Wise edited

Wise (Formerly Transferwise) is one of the reliable international money transfer applications. Besides, with the name change, it has evolved from an international online banking application as well.

Wise, in other words, enables you to open a corporate or individual bank account in hundreds of currencies in minutes. If you want to send money internationally with Wise or open a bank account in Europe, first sign up for Wise membership via this link.

First, select the local currency of the country you are in and then choose the currency of the country where you want to send money. The total amount you pay in the currency rate and the total amount that will be delivered then be displayed.

Wise allows you to send money internationally with low commissions. In other words, when you send money abroad with Wise, you pay in GBP, but the money is sent in the currency you specify. Don’t worry, because Wise uses the real exchange rate.

Whenever you make a transfer, you will see exactly what the prices are, so there will be no surprises. Also, if you need to cancel or refund a transfer, you will be able to do so without any difficulty.

Therefore, when you approve and come to the last stage, the system gives you a local bank account / IBAN and request you to make EFT or Wire Transfer in your local currency.


International money transfer with TransferGO edited

When it comes to money transfer apps, there are a lot of different options to choose from. But, if you’re looking for the fastest and cheapest option, TransferGo is the way to go.

If you want to send money internationally with TransferGo, sign in via this link, then select your local currency and the currency of the country to which you want to send money. On the next screen, you will see the total amount you will pay and the total amount that will be delivered at the instant currency rate.

When you confirm, the system will give you a local bank account/IBAN and ask you to send money in your local currency using EFT or Wire Transfer. With the “kuponigo” code, you can earn a bonus after sending your money.

There are three significant advantages to transferring money with TransferGo compared to other applications. One of them is an instant transfer feature. In other words, if the system is available at that moment, your money will be delivered in seconds.

The second significant advantage is the fixed-price commission rate; that is, the amount of commission you will pay on this application does not change depending on the money you send.

The third is that if your transfer is not urgent, you can do it for free. In the transfer options, there is also a “free” option, but the process can take from 3 days to 1 week. If you want to send money without commission, this app is for you. 

Earn £20 when your make your first international money transfer on TransferGo with this promo code


WorldRemit money transfer

WorldRemit is another service that enables you to make instant online money transfers to more than 130 countries in more than 70 currencies with the best price and minimum commission. WorldRemit, like its competitors, enables you to make transactions through its mobile application and website.

After becoming a member of WorldRemit via this link, you can transfer your money by entering the amount of money you will send to the system. The information about your transfer’s arrival time and the commission that will be charged is transparently given to you. Then you send your money according to the payment method of the country you are in, and WorldRemit handles the rest.

This application has a significant advantage compared to other systems, it enables you to internationally transfer without a bank account. In other words, if the people you sent money to do not have a bank account, they can go to the nearest branch and receive the money you sent.

WorldRemit lets you make 4 free international money transfers with this code



Moneygram is one of the world’s oldest and most popular international money transfer apps. It permits you to send and receive money in over 200 countries and has a very user-friendly interface that gives you instant access to your money transactions and history. 

You can send money online with Moneygram, track your transfers, and find a Moneygram location near you as well as find out how much the transaction will cost. There are no hidden fees or charges, and you can even pay with your debit or credit card at Moneygram.

Moneygram is a licensed and regulated company, which means that they have to comply with a number of laws and regulations across the globe, including laws helping to limit money laundering.

If you choose Moneygram as your payment option, you can feel assured that your money is safe, as they have a team of experts who are dedicated to keeping your money safe and secure.

Whether you are sending money internationally or you just want to send a small amount of cash, Moneygram is a great option for you.

50% off of transfer fees for new customers on Moneygram


International money transfer with Remity edited

With the increasing interest in international money transfer applications, new ones are being introduced into the market. Remitly is one of them. It works in the same way as the other applications mentioned above. You can register Remitly via this link and send money internationally quickly.

The most remarkable feature that distinguishes Remitly from other applications is that you can transfer money in dollars to the U.K. through banks operating in the U.S. While other applications provide services specifically in Europe, with Remitly you can transfer money from the U.S. to the U.K.

The app uses private encryption to protect your information and a secure server to process your payments. You can also set a PIN code to keep your account secure. So Remitly is one of the safest ways you can choose to send money internationally.

Use this link to get £15 when you send £100 for your international money transfer with Remitly


Ria money transfer edited

Another successful money transfer application is Ria Money Transfer. It is one of the fastest and safest international money transfer applications for sending money anywhere in the world. Like the competitor applications above, Ria enables you to transfer money anytime and anywhere in the world.

The outstanding feature of Ria is that receiver does not require to have a bank account. In other words, the person you send money to can withdraw this money from a local withdrawal point, without a bank account.

Ria is one of the most widely used online money transfer services in the world. It supports 80 different currencies and different payment methods in 190 countries.

On Ria, you are informed about commissions and currency rates from the beginning, so you do not experience surprise prices. Furthermore, Rio is much cheaper than conventional banks. Besides, receivers can get the money you send within a few hours.


Paysend money transfer

Paysend, one of the new players on the market, is an international money transfer application that works similarly to other applications. By becoming a member of Paysend via this link, you can send money overseas with fixed transfer fees.

In other words, the commission rate of this application is not a percentage of the money you send like in other applications. You pay the same amount regardless of how much you send. 

Paysend supports its international money transfers in over 170 countries around the world. In addition, it supports instant money transfers in most countries, so you can safely use this application.

Use this invite code to get your first money transfer for free using the Paysend app

Paypal Xoom

International money transfer with Paypal

Paypal is one of the most popular international money transfer applications operating in all countries. In some countries, it also conducts banking and lending transactions. 

If you think that in order to send money on PayPal, the receiver must also have a PayPal account, then you are mistaken. Thanks to Paypal Xoom, a system integrated into Paypal, you can send money overseas within minutes to local bank accounts in different countries, as in other applications mentioned.

Since we don’t have any active deals for this brand, we invite you to seize similar deals. You can find many deals and discount coupons related to this brand on Kuponigo UK


revolut web

Revolut, Europe’s best FinTech banking application, is trusted by over 14 million retail customers and 500,000 businesses worldwide. Revolut enables you to transfer money. Besides, it offers a bank card, the opportunity to withdraw cash from ATMs anywhere in the world without commission, a crypto money wallet, share investments and cashback campaigns.

Revolut, also an international digital bank, is likely to be a candidate for being the best of international money transfer applications, as it completes this process fast and easy with lower commissions than other applications.

With Revolut, you can comfortably load money into your bank account and securely transfer it to any local bank account in all countries. Revolut has a friend invitation code that you can use when creating an account, or you can register by clicking on this link and entering this code: “fatih1i9“.


christine roy ir5mhi6rpg0 unsplash edited

Even though we don’t prefer to present such transfer methods to you among high technology and convenience, it is worth noting. 

SWIFT money transfer, one of the international money transfer services offered by banks in their mobile applications, is currently underdeveloped due to high commission rates. Besides, it is a slow process, and there is no guarantee of exactly when your money will arrive. 

Furthermore, both you and the person you send money to are exposed to deductions. Because in this transfer method, both sending and receiving banks can request serious commissions according to their rates.

However, if you still want to transfer money with SWIFT, you can log in to your bank’s online banking application and take a look at the international money transfer option.

Western Union, UPT and others…

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Western Union, Moneygram and UPT

Western Union, UPT and others… The most well-known and possibly most expensive methods are so similar that we felt to mention them in one title. The main difference between them and the other applications is their having local agents or contracted banks in different countries.

With the money transfer systems such as Western Union and UPT, the person to whom you sent money can withdraw cash with an identity card even if they do not have a bank account in that country. The only thing to do is go to a local point, such as a bank or an exchange office.

Further, its price is relatively affordable compared to SWIFT, but also quite expensive compared to other online money transfer apps.


Transferring money internationally can be a daunting task, but with the right app and the best free options available, it doesn’t have to be. We hope that this article has helped you come to grips with international money transfers and find an app that suits your needs.

Remember to always read through all of the fine print before making any transfer and make sure you are using a secure platform for your transactions. With these tips in mind, you should now feel more confident about transferring money around the world!

As you can see, when it comes to money transfers, there are a lot of options out there. So which one do you prefer?

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